Being backed by the best was essential for us to offer peace of mind for our customers. Our relationship with Munich Re and North American Company for Life and Health Insurance®, a top-rated carrier in the United States and member of Sammons® Financial Group, ensures Bestow’s customers are covered by two of the most trusted names in the industry, all of which are rated A+(Superior) by A.M. Best. 

About North American 

North American is a member of Sammons® Financial Group, Inc. Since 1886, and has established a tradition of providing quality insurance products to consumers throughout the U.S. and offers a comprehensive portfolio of term, universal life, indexed universal life insurance and Variable Universal Life Insurance products. 

About Sammons Financial Group 

Sammons® Financial Group is comprised of North American Company for Life and Health Insurance®, MIdland National® Life Insurance Company, Sammons Retirement Solutions® Inc., and Sammons Financial Network® LLC, member FINRA. 

About Munich Re Group 

Munich Re, U.S. (Life), founded in 1959, is one of the largest reinsurers in the U.S. offering life and disability reinsurance to insurance companies throughout the United States. The company also writes group, credit, and other reinsurance products. Headquartered in Atlanta, with offices in Chicago and New York, the company is licensed, accredited or authorized in all fifty states, Washington, D.C., Guam, and Puerto Rico.

 A+ (Superior), the second highest rating out of 15 categories, was affirmed by A.M. Best for North American as part of Sammons Financial Group on July 6, 2017. A.M. Best is a large third party independent reporting and rating company that rates an insurance company on the basis of the company's financial strength, operating performance and ability to meet its ongoing obligations to policyholders.

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