There are basically two types of life insurance you can buy: 1) Term life insurance and 2) Permanent (sometimes called Whole) life insurance. We recommend term life insurance as it’s the most straightforward and affordable way to provide coverage if you die prematurely. Permanent or whole life insurance is a bit more complicated since it includes investment components and gives coverage for your whole life until you die. Most financial experts recommend term life insurance as it usually provides the most protection per dollar. We agree. 

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